:root {
  color-scheme: light;
  --ink: #17202a;
  --muted: #556070;
  --line: #dfe5ec;
  --paper: #ffffff;
  --soft: #f5f7fa;
  --navy: #18324a;
  --teal: #0f766e;
  --gold: #b7791f;
  --red: #b42318;
  --shadow: 0 12px 32px rgba(23, 32, 42, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}

body {
  margin: 0;
}

a {
  color: var(--teal);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.topbar {
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.96);
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  max-width: 1160px;
  margin: 0 auto;
  padding: 14px 20px;
  display: flex;
  align-items: center;
  gap: 20px;
  justify-content: space-between;
}

.brand {
  color: var(--ink);
  font-weight: 800;
  letter-spacing: 0;
}

.nav-links {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  font-size: 14px;
}

.hero {
  background:
    linear-gradient(90deg, rgba(24, 50, 74, 0.95), rgba(15, 118, 110, 0.78)),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='1400' height='760' viewBox='0 0 1400 760'%3E%3Crect width='1400' height='760' fill='%2318324a'/%3E%3Cpath d='M0 525 C230 450 370 525 560 470 C750 415 880 330 1080 370 C1210 395 1305 470 1400 430 L1400 760 L0 760 Z' fill='%230f766e' opacity='.55'/%3E%3Cpath d='M120 140 L1280 140 M90 260 L1210 260 M210 380 L1350 380 M0 620 L1400 620' stroke='%23ffffff' stroke-opacity='.13' stroke-width='2'/%3E%3Ccircle cx='1110' cy='205' r='86' fill='%23b7791f' opacity='.24'/%3E%3C/svg%3E");
  background-size: cover;
  color: #fff;
}

.hero-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 78px 20px 72px;
}

.hero p,
.hero .eyebrow {
  max-width: 760px;
}

.eyebrow {
  margin: 0 0 12px;
  color: #d9f7f2;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  line-height: 1.15;
  letter-spacing: 0;
  margin: 0 0 16px;
}

h1 {
  font-size: clamp(40px, 6vw, 72px);
  max-width: 900px;
}

h2 {
  font-size: clamp(26px, 3vw, 38px);
}

h3 {
  font-size: 21px;
}

.lead {
  font-size: 19px;
  color: rgba(255, 255, 255, 0.88);
}

.section {
  max-width: 1160px;
  margin: 0 auto;
  padding: 56px 20px;
}

.band {
  background: var(--soft);
}

.grid {
  display: grid;
  gap: 18px;
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.card h3 {
  margin-bottom: 8px;
}

.meta {
  color: var(--muted);
  font-size: 14px;
}

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  padding: 0;
  margin: 18px 0 0;
  list-style: none;
}

.pill-list li {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 999px;
  padding: 7px 11px;
  color: var(--muted);
  font-size: 14px;
}

.breadcrumbs {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 24px;
}

.content {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 34px;
  align-items: start;
}

.article-body > *:first-child {
  margin-top: 0;
}

.sidebar {
  position: sticky;
  top: 78px;
}

.cta {
  background: var(--navy);
  color: #fff;
  border-radius: 8px;
  padding: 24px;
}

.cta a {
  color: #fff;
  font-weight: 800;
}

.list {
  padding-left: 20px;
}

.faq details {
  border-top: 1px solid var(--line);
  padding: 16px 0;
}

.faq summary {
  cursor: pointer;
  font-weight: 800;
}

.footer {
  border-top: 1px solid var(--line);
  background: #111827;
  color: #d1d5db;
}

.footer-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 36px 20px;
  font-size: 14px;
}

.footer a {
  color: #99f6e4;
}

@media (max-width: 820px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-inner {
    padding: 56px 20px;
  }

  .grid-3,
  .grid-2,
  .content {
    grid-template-columns: 1fr;
  }

  .sidebar {
    position: static;
  }
}